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FirstCash Holdings (FCFS)

Q2 2025 Earnings Summary

Reported on Jul 24, 2025 (Before Market Open)
Pre-Earnings Price$133.50Last close (Jul 23, 2025)
Post-Earnings Price$133.06Open (Jul 24, 2025)
Price Change
$-0.44(-0.33%)
MetricYoY ChangeReason

Total Revenue

–0.05%

Total revenue remained essentially flat since the 8.7% growth in U.S. Pawn revenue was offset by a 14.1% decline in Retail POS Payment Solutions along with only a modest 1.0% increase in Latin America Pawn revenue, reflecting a shift in revenue composition compared to previous periods.

U.S. Pawn Revenue

+8.7%

U.S. Pawn revenue increased from $376.74 million to $409.61 million, driven by sustained growth in pawn loan fees and retail merchandise sales; this builds on earlier period trends of expanding store networks and same-store improvements observed in prior quarters.

Latin America Pawn Revenue

+1.0%

The modest growth from $203.98 million to $205.91 million indicates that operational improvements and higher pawn loan fees were largely counterbalanced by adverse currency exchange effects, a dynamic consistent with past period observations.

Retail POS Payment Solutions

–14.1%

The segment dropped from $251.37 million to $215.86 million primarily due to a steep 28.1% decline in Leased Merchandise Income (falling from $194.57 million to $139.78 million) as a result of reduced balances influenced by the bankruptcy of major retail partners, partially offset by a 34% increase in Interest and Fees on Finance Receivables.

Research analysts covering FirstCash Holdings.